An Ounce of Prevention...

By Brian C. Caffrey Esq.

Perhaps you’ve heard it said that an ounce of prevention is worth a pound of cure. In my experience, an ounce of prevention is worth more like a hundred pounds of cure. In plain terms, this expression means that the prevention is easier and costs a lot less than curing a big mess.

Are you contemplating a significant transaction in your life: a business transaction, or a personal loan to someone you think you can trust? Don’t you think you should protect yourself (and perhaps your family, too) to the maximum extent possible? The best way to do that is to hire a lawyer to review any legal documents and to make sure crucial protections are built into any agreements.

Are you proposing to lend a significant amount of money to a friend or relative? Have you provided for any security to enhance your chances of being paid back?

I’m a litigator. I see transactions like this when they go bad, when it’s too late for the prevention part. That vantage point enables me to see what could have, and should have, been done in the first place.

Your borrower didn’t go to a bank, or perhaps was rejected there. Unless you have substantial capital, shareholders to back you up, and a nice building, you’re not a bank. If you’re contemplating a transaction, the failure of which could have a profound and longstanding effect on your finances and even your family, make it easy on yourself by consulting an experienced lawyer. The benefits will likely last a long time.

To speak to an experienced business litigation attorney call 717 657 7770 to schedule a consultation.


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